Terms of Service

Last updated: April 13, 2026

These Terms of Service govern your use of marvelle and its services. By accessing and using our website, you agree to comply with these terms and all applicable laws and regulations. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes.

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of our services immediately. We provide retirement coaching and lifestyle planning guidance to help you prepare emotionally for this significant life transition and build meaningful routines for your next chapter.

Your access to our services is provided on an as-is basis. We strive to deliver high-quality content and guidance tailored to your pre-retirement needs, whether you are based in Lisboa, Porto, or elsewhere in Portugal. Acceptance of these terms is essential for establishing the relationship between you and our coaching services.

User Obligations

As a user of our services, you agree to use our website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. You agree not to harass, threaten, defame, or otherwise abuse anyone, nor post content that is obscene, offensive, or otherwise objectionable. You will not attempt to gain unauthorized access to our systems or disrupt the normal functioning of our services.

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account. We expect you to engage with our pre-retirement coaching materials honestly and respectfully, using the guidance we provide to support your personal journey toward finding purpose after your career and adapting to life changes with confidence and clarity.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of our organization or our content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, or display any content without our prior written permission. This includes our retirement planning frameworks, lifestyle guides, and coaching methodologies developed specifically for pre-retirement preparation.

Your use of our materials is limited to personal, non-commercial purposes. You may not modify, copy, or create derivative works based on our content without explicit authorization. We respect intellectual property rights and expect the same respect from our users. Any unauthorized use of our intellectual property is prohibited and may result in legal action.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services or content. This includes damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages. Our services provide guidance and support for retirement readiness and lifestyle planning, but do not constitute professional financial, legal, or medical advice.

While we strive to provide accurate and helpful information for your retirement transition, you acknowledge that life changes and personal circumstances vary greatly. You are responsible for seeking appropriate professional advice from qualified financial advisors, legal experts, or healthcare providers as needed. We provide educational content to support your emotional preparation and routine-building, but cannot be held liable for individual outcomes or decisions.

Termination of Services

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to, violations of these Terms of Service, misuse of our services, or engagement in unlawful activities. Upon termination, your right to use our services ceases immediately, and any relevant content or data associated with your account may be deleted.

You may also terminate your use of our services at any time by ceasing to access our website. We may update or discontinue our services, including specific coaching programs or resources, without liability to you. In such cases, we will attempt to provide reasonable notice of significant changes that affect your ability to use our retirement planning tools and lifestyle guidance materials.